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Budget forecasting

Know how today's plan changes next month's balance.

See how planned income, bills, savings allocations, and payments affect your expected balance in future months. Forecasts follow the entries and schedules in your budgets.

Illustrative example

A future month, before it happens

  1. Start with a €1,800 balance.
  2. Plan €2,400 of income, €1,750 in bills and spending, and €300 for savings.
  3. The illustrative month-end balance is €2,150. Change a planned amount to see a different forecast.

Example amounts and scenarios are illustrative, not a promise of financial results.

Try a simple cash flow forecast

Estimate the next 1–12 months without an account.

How the forecast is calculated

Future balances follow the entries and schedules you put in a budget: its starting balance, planned income, bills, savings allocations, and upcoming payments. Change those inputs and the expected balance changes. A forecast is an estimate, not a guaranteed bank balance; missing expenses or different payment dates can change the outcome.

Work through a cash-flow example

In practice

Make the next decision with a clearer picture.

Who it's for

For anyone who wants to make a decision before the money leaves their account.

What you do

Add your planned amounts and upcoming payments to a budget, then move through future months to inspect the expected balance.

What you learn

Spot a tight month early and adjust your plan while you still have time.

Availability

Monthly planning is available on Free, with up to 24 monthly amounts per budget. Advanced forecasting and longer planning horizons are features of paid plans.

See plan details