Monthly budget planner
Give every month a plan before expenses arrive.
Organize expected income and spending by month and category, then compare the plan with the payments you actually record.
Illustrative example
Plan a household month
- Set a monthly amount for groceries and another for utilities.
- Record purchases against their categories during the month.
- Review the month with your planned amounts and actual payments together.
Example amounts and scenarios are illustrative, not a promise of financial results.
Try a monthly budget plan
Allocate income to expenses and savings, then see what remains. No account needed.
A plan and a record answer different questions
Planned monthly amounts describe what you expect to earn, spend, or save. Actual activity comes from the payments you record. Review both for the same month to see where your assumptions differ from recorded activity, then adjust the next plan. The free monthly calculator lets you try a simple allocation, but calculator results are not saved to your account automatically.
Build a monthly plan with a worked exampleIn practice
Make the next decision with a clearer picture.
Who it's for
For people who need a practical monthly picture instead of a list of transactions alone.
What you do
Create a budget, set monthly amounts, and assign payments as they happen.
What you learn
Understand what is already committed and what remains flexible this month.
Availability
Monthly planning is available on Free. Free supports up to 3 budgets and 24 monthly amounts per budget; higher plans raise those limits.
See plan details