Free planning tool
Monthly budget calculator
Give every euro a plan for this month. Add expenses and savings, then see what remains. No account needed.
See how bill dates affect a €3,000 salary planBuild your monthly plan
Use monthly take-home income and non-negative euro amounts. Empty rows are ignored. Results update as you type.
Expenses and savings
Your amounts stay in this browser page. They are not saved or included in analytics.
Your monthly allocation
Illustrative example — edit any amount to see your plan update.
Planned total
€2,200.00
Remaining
€800.00
| Category | Amount | Income share |
|---|---|---|
| Housingexpense | €1,200.00 | 40.00% |
| Groceriesexpense | €400.00 | 13.33% |
| Savingssavings | €600.00 | 20.00% |
Remaining = take-home income − planned expenses − planned savings. Shares use income as the base and are rounded to two decimals. This is a plan, not a record of actual spending or a promise about your balance.
Want to keep planning?
Explore monthly budget planning or create a budget in Spendly Budget. You can enter your plan there separately.
Browse all free toolsNeed a starting point? Use the monthly budget template or read the guide.